I reside in Bellingham, WA with my wife Pamela and have worked in the Insurance and Financial Service Industry since 1993. I served as president of my local chapter of National Association of Insurance and Financial Advisors (NAIFA) from 1999 to 2000. I spent ten years with a fraternal insurance company before becoming a Independent Financial Representative in 2003 and later partnered with North Coast Credit Union from 2006 to 2012.In November 2012, I established Harbor Bell Financial Services to provide an expanded product selection to better meet my clients needs. In May 2020, I merged with West Invest and together we share over 65 years of experience.